Archive for March, 2007
Mortgage for non traditional property
Acceptable properties include:-
Properties listed as defective.
High Rise Flats – including ex local authority
Flats over / adjacent to any commercial property
Freehold Flats
Prefabricated
Low Value / Poor Value
FREE VALUATION OFFER ON THIS PRODUCT
6.25% fixed rate for 3 years changing to…
8.48% current variable rate terms for rest of mortgage
8.7% APR is the overall cost for comparison
Fast Track Fixed Rate service
Enhanced Income Multiples
No Higher Lending Charge
Early Repayment Charge if you repay all or part of the mortgage within first 3 years
A Fee is payable on completion, typically 0.5% of the Mortgage amount and not to exceed £750
Your Home may be repossessed if you do not keep up repayments on your mortgage
Provide us with the opportunity to assist in placing your Mortgage enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days)
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
Over 30 years experience in the Mortgage Industry
Mortgage for non standard property
Mortgages for non standard properties are currently available.
Specialist Mortgage Lenders are now available to provide funding for properties that fall outside the normal lending criteria of the traditional high street Lenders.
These specialist lenders will accept the following :-
Wide range of non traditional construction including concrete and timber framed.
Properties listed as defective.
High Rise Flats – including ex local authority
Flats over / adjacent to any commercial property
Freehold Flats
Prefabricated properties
Low / Poor value properties
Provide us with the opportunity to assist in placing your Non Standard Property Mortgage enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days )
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
With over 30 years experience in the Mortgage & Finance Industry
Buy To Let Mortgage - No Rental Income Proof
FREE VALUATION OFFER ON THIS PRODUCT
5.89% current rate payable
variable rate currently 6.89%with discount of 1.0% for 2 years changing to…
6.89% current variable rate terms for rest of mortgage
7.1% APR is the overall cost for comparison
Fast Track Buy To Let Mortgage service
Enhanced Income Multiples
No Higher Lending Charge
Early Repayment Charge if you repay all or part of the mortgage within first 2 years
A Fee is payable on completion, typically 0.5% of the Mortgage amount and not to exceed £750
Your Home may be repossessed if you do not keep up repayments on your mortgage
Provide us with the opportunity to assist in placing your Buy To Let Mortgage enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days)
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
Over 30 years experience in the Mortgage Industry
Buy To Let Mortgage
Buy To Let Mortgage with a difference
The Buy To Let Mortgage Lenders normally require sufficient rental income to cover the payments on the proposed mortgage. The rental income normally being confirmed by an existing tenancy agreement or alternatively the expected rental income as confirmed by the valuer when inspecting the property.
Mortgage Lenders in an attempt to secure a larger slice of the Buy To Let Mortgage market are launching more innovative products where rental income is not considered an underwriting factor.
The first of these products will allow normal earned income, both verified and self certified, to be considered. In these instances total income needs to be sufficient to cover existing mortgage commitments in addition to the proposed mortgage.
The second of these products is available to current Buy To Let Mortgage Investors who can demonstrate satisfactory mortgage conduct on both their owner occupied property and existing rental properties.
Provide us with the opportunity to assist in placing your Buy To Let Mortgage enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days )
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
With over 30 years experience in the Mortgage & Finance Industry
Fixed Rate Mortgage
Scheme reference - BW/FR
Employed & Self Employed
7.34% current variable rate terms for rest of mortgage
7.5% APR is the overall cost for comparison
Fast Track Fixed Rate service
Enhanced Income Multiples
No Higher Lending Charge
Early Repayment Charge if you repay all or part of the mortgage within first 2 years
A Fee is payable on completion, typically 0.5% of the Mortgage amount and not to exceed £750
Your Home may be repossessed if you do not keep up repayments on your mortgage
Provide us with the opportunity to assist in placing your Fixed Rate Mortgage enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days)
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
Over 30 years experience in the Mortgage Industry
Mortgage Refinancing
Mortgage Refinancing with all the facts
What exactly does it mean to refinance your mortgage? When you refinance you are either :-
Replacing your current mortgage balance with a new mortgage at a more competitive rate with the prime aim being to reduce your monthly mortgage payment.
OR
Replacing your current mortgage balance with a LARGER new mortgage with the prime aim being to capital raise which may be for any number of purposes.
The main considerations with both options are the financial implications and full costings expressed in a readily understood format. Mortgages are regulated by the Financial Services Authority and any authorised firm must provide you with a Key Facts Illustration explicitly for that purpose.
This will then allow you to make an informed choice about how to proceed.
Provide us with the opportunity to assist in placing your Mortgage Refinancing enquiry – APPLY NOW – CLICK HERE
View selection of similar products – Flagstone Finance Ltd
Make phone application 01923 840995 ( 8.0am – 9.0pm 7 days )
Author Biography
Nigel Uglow is Lending Director for Flagstone Finance Ltd
Directly Authorised by the Financial Services Authority
With over 30 years experience in the Mortgage & Finance Industry